--- title: UHM Resource Center description: UHM Learning Center Listing Page --- ## UHM Resource Center [Get Started Today ](https://www.uhm.com/multi-step/?utm_content=rl&utm_medium=search) ### [Buying a New Home vs. Building](https://22018491.hs-sites.com/uhm-resource-center/buying-a-new-home-vs.-building) The home-buying process can be very exciting. Whether you’re a first-time home buyer or not, this decision also comes with its fair share of challenges. Buying a home CONVENIENCE Buying a home is convenient because you can move in right away, as.. [![](https://22018491.hs-sites.com/hs-fs/hubfs/buying-a-new-home-vs-building.webp?width=767&name=buying-a-new-home-vs-building.webp) ](https://22018491.hs-sites.com/uhm-resource-center/buying-a-new-home-vs.-building) [Read more](https://22018491.hs-sites.com/uhm-resource-center/buying-a-new-home-vs.-building) ## Categories [![](https://22018491.hs-sites.com/hs-fs/hubfs/mortgage-refinance-closing-costs-and-fees.webp?width=400&name=mortgage-refinance-closing-costs-and-fees.webp)](https://22018491.hs-sites.com/uhm-resource-center/tag/home-purchase) ###### [Home Purchase](https://22018491.hs-sites.com/uhm-resource-center/tag/home-purchase) [![](https://22018491.hs-sites.com/hs-fs/hubfs/buying-a-new-home-vs-building.webp?width=400&name=buying-a-new-home-vs-building.webp)](https://22018491.hs-sites.com/uhm-resource-center/tag/budgeting) ###### [Budgeting](https://22018491.hs-sites.com/uhm-resource-center/tag/budgeting) [![](https://22018491.hs-sites.com/hs-fs/hubfs/how-to-improve-your-credit.webp?width=400&name=how-to-improve-your-credit.webp)](https://22018491.hs-sites.com/uhm-resource-center/tag/improve-credit) ###### [Improve Credit](https://22018491.hs-sites.com/uhm-resource-center/tag/improve-credit) [![](https://22018491.hs-sites.com/hs-fs/hubfs/get-your-best-mortgage-rate-lockshop.webp?width=400&name=get-your-best-mortgage-rate-lockshop.webp)](https://22018491.hs-sites.com/uhm-resource-center/tag/insider) ###### [Insider](https://22018491.hs-sites.com/uhm-resource-center/tag/insider) [![](https://22018491.hs-sites.com/hs-fs/hubfs/stock6.jpg?width=400&name=stock6.jpg)](https://22018491.hs-sites.com/uhm-resource-center/tag/mortgage-basics) ###### [MORTGAGE BASICS](https://22018491.hs-sites.com/uhm-resource-center/tag/mortgage-basics) [![](https://22018491.hs-sites.com/hs-fs/hubfs/programs-available-to-help-us-military-and-veterans-buy-homes.webp?width=400&name=programs-available-to-help-us-military-and-veterans-buy-homes.webp)](https://22018491.hs-sites.com/uhm-resource-center/tag/va) ###### [VA](https://22018491.hs-sites.com/uhm-resource-center/tag/va) ### FROM THE BLOG ## Most Recent Blog Posts [## Buying a New Home vs. Building The home-buying process can be very exciting. Whether you’re a first-time home buyer or not, this decision also comes with its... ](https://22018491.hs-sites.com/uhm-resource-center/buying-a-new-home-vs.-building) [## Maintaining Your Home After Purchase Owning your own home can be an excellent investment. It can also be financially draining if you aren’t regularly maintaining your... ](https://22018491.hs-sites.com/uhm-resource-center/maintaining-your-home-after-purchase) [## Mortgage Refinance Closing Costs and Fees Mortgage refinancing is one way to save money on interest payments, cash out some of your home equity to use on home repairs or... ](https://22018491.hs-sites.com/uhm-resource-center/mortgage-refinance-closing-costs-and-fees) [## How to Get Your Best Possible Mortgage Rate with Lock & Shop Mortgage rates have been on the rise. After bottoming in early 2022, rates more than doubled just a few months later. In October... ](https://22018491.hs-sites.com/uhm-resource-center/how-to-get-your-best-possible-mortgage-rate-with-lock-shop) [## How To Improve Your Credit It’s disappointing to hear: your application for a loan, whether it’s a credit card, mortgage or auto loan has been denied due to... ](https://22018491.hs-sites.com/uhm-resource-center/how-to-improve-your-credit) [## What Do Buyers and Sellers Pay in Closing Costs? Closing costs are the fees paid between the seller and the buyer at the conclusion of the home buying process. Closing costs... ](https://22018491.hs-sites.com/uhm-resource-center/what-do-buyers-and-sellers-pay-in-closing-costs) [## Programs Available to Help US Military and Veterans Buy Homes Thank you for your service. Check out a few of the many options below. ](https://22018491.hs-sites.com/uhm-resource-center/programs-available-to-help-us-military-and-veterans-buy-homes) [## Got Purchase Power? This number is the most important detail in your home-buying journey. Find out why (and how to calculate yours). Purchase power... ](https://22018491.hs-sites.com/uhm-resource-center/got-purchase-power) [## How to Get Rid of MIP Premiums on an FHA Loan FHA Personal Mortgage Insurance (MIP) Removal If you’re a homeowner with a mortgage backed by the Federal Housing Administration... ](https://22018491.hs-sites.com/uhm-resource-center/how-to-get-rid-of-mip-premiums-on-an-fha-loan) [## Why Do Interest Rates Fluctuate? Borrowing money isn’t free - interest is essentially the cost of borrowing money. Lenders put a price on the rate of which you... ](https://22018491.hs-sites.com/uhm-resource-center/why-do-interest-rates-fluctuate) Discover Your Mortgage Options If you’re thinking of buying a home or refinancing, we’re here to help. Start the loan process from right where you are. [Get Started Today ](https://www.uhm.com/multi-step/?utm_content=rl&utm_medium=search)